Bank Recapitalisation: Bail-out or Bail-in

Author Sashi Sivramkrishna Abstract Using sectoral T-accounts, this paper analyzes the implications of bank bail-outs and bank bail-ins. Contrary to popular opinion, bank bail-outs do not utilize taxpayers’ money. Moreover, bank bail-outs funded through recapitalization bonds or deficit financing and bail-ins have similar net effects on sectoral balance sheets. There are, however, questions of moral Read More …

Potential GDP Growth for China and India: What Growth Rate is Sustainable

Author Paul Kutasovic New York Institute Of Technology Abstract In this manuscript, we determine the sources of historic growth for the economies of India and China. Next, we estimate potential GDP growth for each country. The study concludes that India is more favorably positioned for long-term growth than China with a higher steady state growth Read More …

A Survey of Systemic Risk Analytics

Author Dimitrios Bisias, Mark Flood, Andrew W. Lo Stavros Valavanis Abstract We provide a survey of 31 quantitative measures of systemic risk in the economics and finance literature, chosen to span key themes and issues in systemic risk measurement and management. We motivate these measures from the supervisory, research, and data perspectives in the main Read More …

Understanding relationships between customers and rural retail outlets

Authors Anita Basalingappa M. S. Subhas Abstract Marketing literature has confirmed the importance of managing customer relationships, the importance of use of technology in managing relationships and qualities of successful marketing relationships (Williams, 2012). To be able to extrapolate these concepts to rural retail, it is important to understand the context underlying relationships in a Read More …

Distributed ledger technology in payments, clearing, and settlement

Author – David Mills – Kathy Wang – Brendan Malone – Anjana Ravi – Jeff Marquardt – Clinton Chen – Anton Badev – Timothy Brezinski – Linda Fahy – Kimberley Liao – Vanessa Kargenian – Max Ellithorpe – Wendy Ng – Maria Baird Overview Digital innovations in finance, loosely known as fintech, have garnered a Read More …

Liquidity and Profitability Trade-off: A Study of Indian Pharmaceutical Companies

Author Ashok Kumar Panigrahi Namita Raul Chaitrali Gijare Abstract Liquidity plays a vital role in the successful functioning of every business. The important part in managing working capital is maintaining liquidity on a day-to-day basis to ensure the smooth running of the organisation and to meet its obligations. Hence, it is very important to keep Read More …

Basel III: Impact analysis for Indian Banks

Author Siddharth Shukla Abstract The global financial crisis of 2007-08 raised the question whether the Basel Accord II was sufficient enough to protect and facilitate proper functioning of the banking systems across the globe. Sensing the need for better control and protection to the investors, the Basel Committee on Banking Supervision (BCBS) formulated Basel Accord Read More …

Factors Influencing Investments of HNWIs: A Study of Select Investors

Authors VUNYALE NARENDER I RAMA SESHA SARMA Abstract This is a market research paper on investing behaviour of High Net-Worth Individuals (HNWIs) based on various factors like age, annual income, awareness level, past experiences of investments, benefits received from various investment options, etc. The information gathered from customers through a questionnaire is used to understand Read More …