Bank Recapitalisation: Bail-out or Bail-in

Author Sashi Sivramkrishna Abstract Using sectoral T-accounts, this paper analyzes the implications of bank bail-outs and bank bail-ins. Contrary to popular opinion, bank bail-outs do not utilize taxpayers’ money. Moreover, bank bail-outs funded through recapitalization bonds or deficit financing and bail-ins have similar net effects on sectoral balance sheets. There are, however, questions of moral Read More …

Understanding relationships between customers and rural retail outlets

Authors Anita Basalingappa M. S. Subhas Abstract Marketing literature has confirmed the importance of managing customer relationships, the importance of use of technology in managing relationships and qualities of successful marketing relationships (Williams, 2012). To be able to extrapolate these concepts to rural retail, it is important to understand the context underlying relationships in a Read More …

Liquidity and Profitability Trade-off: A Study of Indian Pharmaceutical Companies

Author Ashok Kumar Panigrahi Namita Raul Chaitrali Gijare Abstract Liquidity plays a vital role in the successful functioning of every business. The important part in managing working capital is maintaining liquidity on a day-to-day basis to ensure the smooth running of the organisation and to meet its obligations. Hence, it is very important to keep Read More …

Basel III: Impact analysis for Indian Banks

Author Siddharth Shukla Abstract The global financial crisis of 2007-08 raised the question whether the Basel Accord II was sufficient enough to protect and facilitate proper functioning of the banking systems across the globe. Sensing the need for better control and protection to the investors, the Basel Committee on Banking Supervision (BCBS) formulated Basel Accord Read More …

Factors Influencing Investments of HNWIs: A Study of Select Investors

Authors VUNYALE NARENDER I RAMA SESHA SARMA Abstract This is a market research paper on investing behaviour of High Net-Worth Individuals (HNWIs) based on various factors like age, annual income, awareness level, past experiences of investments, benefits received from various investment options, etc. The information gathered from customers through a questionnaire is used to understand Read More …

From Preparation to Implementation: A Training Programme on Gender Sensitization and Sexual Harassment at a PSU in India

Author – Deepak Sharma – Chandra Prakash Purohit Abstract This paper is based upon a training session conducted on Gender Sensitization and Prevention of Sexual Harassment in India’s flagship national oil company. The Vishaka Guidelines as well as The Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013 have made it mandatory Read More …

Analysis of Work and Employment Conditions of Contractual teachers in India

Author Jayanti Kumari Abstract The employment and working conditions of teachers is the core of any search for quality education. The United Nations Millennium Development Goals, which aim to achieve universalisation of elementary education, has led to expansion of large scale low quality primary schools in India. Consequently, the contractual teachers were used as an Read More …

The True Legacy of Communism

Author MAHFUZ R. CHOWDHURY Abstract The socio-economic system that we used to live in was known as capitalism, where people could use their private properties for their personal gain. With the advent of the industrial revolution in the late eighteenth century, the exploitation of the labor class under capitalism became very prominent. To counter this, Read More …